Below are five common roofing scams and tips on how to protect yourself from them:
The Storm Chaser Scam
What it is: Soon after a major storm hits areas like McKinney, Frisco, or Allen, out-of-town contractors (often called “storm chasers”) swoop in. They offer quick repairs, but often use subpar materials and rushed techniques resulting in low quality work.
How to avoid it:
- Be wary of door-to-door solicitors after a storm.
- Always verify the company’s local address and reputation.
- Check to see if they’re registered with the Texas Department of Licensing and Regulation.
The Low Ball Estimate Scam
What it is: A contractor who offers an unusually low estimate to win your business. Once work begins, they “discover” issues that dramatically increase the price.
How to avoid it:
- Get multiple, detailed, written estimates from reputable local companies.
- Be suspicious of estimates that are significantly lower than others.
- Ensure all potential issues are addressed in the initial inspection and estimate.
The Unnecessary Replacement Scam
What it is: A dishonest contractor who claims you need a full roof replacement when only repairs are necessary.
How to avoid it:
- Get a second opinion, especially for major work.
- Ask for detailed explanations and, if possible, visual evidence of the damage.
- Work with established local companies like Cook DFW Roofing & Restoration that have a reputation to uphold in communities from Plano to Sherman.
The Fake Damage Scam
What it is: Unethical contractors who create damage themselves during the inspection to guarantee work.
How to avoid it:
- Be present during roof inspections.
- Take photos of your roof before the inspection if possible.
- Work only with trusted, verified local companies with good reputations.
The Insurance Fraud Scam
What it is: A contractor who offers to “handle” your insurance claim, often promising to cover your deductible. They may inflate damages or even create fake invoices.
How to avoid it:
- Always work directly with your insurance company.
- Be wary of contractors who offer to pay or waive deductibles – this is illegal in Texas.
- Remember, ethical companies like ours in Collin County will guide you through the insurance process but won’t manage your claim for you.
Protecting Yourself from Roofing Scams
To further safeguard your home and finances, follow these additional tips:
Do Your Research
- Check online reviews and ratings.
- Verify licenses and insurance.
- Ask for local references in your area.
Get Everything in Writing
- Ensure you have a detailed contract before any work begins.
- The contract should include scope of work, materials to be used, timeline, and payment terms.
Don’t Pay Full Payment Upfront
- Be wary of contractors demanding full payment before work begins.
- A reasonable deposit is normal, but full payment should only be made once you’re satisfied with the completed work.
Use Secure Payment Methods
- Avoid paying in cash.
- Use checks or credit cards which offer some protection and create a paper trail.
Trust Your Instincts
- If a deal seems too good to be true, it probably is.
- Don’t feel pressured to make an immediate decision.
At Cook DFW Roofing & Restoration, we’ve proudly served North Texas communities for years and have witnessed the devastating impact roofing scams can have on local homeowners. From Blue Ridge to Prosper, Celina, and beyond, our mission is to deliver honest, top-quality roofing services to every client we work with.
Informed customers are empowered customers, which is why we prioritize education and transparency throughout the entire roofing process. If you ever have doubts about a roofing offer or contract, we encourage you to seek a second opinion—you deserve peace of mind.
Remember, a reputable roofing company will:
- Have a local, verifiable business address
- Be properly licensed and insured
- Provide detailed, written estimates
- Have positive reviews and local references
- Never pressure you into making a quick decision
Ensuring your home has a top-quality roof is crucial, but safeguarding yourself from potential scams is just as important. If you have any questions or apprehensions about your roof, or want a candid, expert evaluation, don’t hesitate to reach out to Cook DFW Roofing & Restoration. We are committed to assisting you in making well-informed decisions and ensuring your home remains secure under a dependable roof.